Alberta Dental Fee Guide

A dental fee guide has been set to be released in 2017 following a number of complaints against sky-rocketing dental fees.

Alberta has been the only province since 1997 without a dental fee guide, allowing dental practitioners to charge increasing prices for their work. As seen in the graphic below, 62% of Albertans limit their dental visits due to high costs and 87% of Albertans agree that dental costs are far beyond reach. 

Although the fee guide will create a guideline, it might have a negative affect on people with dental plans. A Red Deer dentist suggested that insurance companies will use the fee guide as an opportunity to reimburse at a lower level, which will not be taken into consideration when creating the guide. 

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Frequently Asked Questions about Dental Plans

It is important to ask your dentist to send in a pre-authorization or estimate to the Chambers Plan before you proceed with any unknown or expensive dental work. 

Some dental clinics will make you pay 100% of the cost upfront and some will allow you to pay the difference at the counter. The dentist's office will generally ask you to leave a credit card on file and they will collect payment from The Chambers of Commerce Group Plan. For example, if you have 80% coverage on your plan, they will ask for a 20% deposit after your visit. 

Be sure to show the dentist your wallet card, it has the direct billing information they need to get you and your family set up for electronic claims submission. 

Carefully review your dental claim form before signing it to ensure all of the information is correct. 

Dental Fees and Fee Guides: 

  • Did you ask upfront what the dentist charges for routine procedures so you can compare to other dentists in your area? 
  • Keep in mind that the treatment plan proposed by your dentist and your decision to proceed with the recommended work should not be based on the amount of insurance coverage your have. However, you should know in advance exactly how much your plan will reimburse you and what you will have to pay out of your own pocket. 
  • Ask your dentist how much they charge and how much will be covered by your insurance plan! 

What Kind of Businesses use the Chambers of Commerce Group Plan?

Providing a group plan to your employees has been said to increase job satisfaction and employee retention, however many business owners worry about the cost of providing benefits for their employees. 

So what kind of business has access to an affordable group benefit plan through the Chambers of Commerce? 

Small Businesses

  • For-profit businesses with as few as one employee are eligible for coverage. Small firms with three employees or more are guaranteed coverage

Home-Based Businesses

  • The Chambers Plan provides flexible coverage the fills in any gaps left out by provincial health care coverage. 

Agricultural Businesses 

  • Year round coverage can be provided to those who are farming, or raising fish or livestock. 

The Chambers Plan is easily accessible and affordable to small businesses in Alberta - contact us today for more information or to receive a quote for your business! 

Chambers of Commerce Group Dental & Health Insurance Enjoyed by 25,000 Canadian Businesses

Group Dental & Health Insurance Enjoyed by 25,000 Canadian Businesses

Chambers of Commerce Group Insurance Plan has been protecting Canadian firms for over 40 years. From Victoria to St. John's, over 25,000 small to medium-sized businesses use the Chambers Plan to protect their employees with comprehensive group benefits including dental and health insurance – making it Canada's #1 employee benefits plan for small business.

Thousands of small business owners join the Chambers Plan each year because it's the simple, stable, smart choice for their business: combining accessibility, flexible options and pooled benefits that add stability to their employee benefits.Firms stay with the Chambers Plan year after year because the Plan combines unsurpassed value with excellent customer service at the national and local levels.

Made For Small Business: Accessibility & Flexibility

Over 25,000 businesses purchase group benefits from the Chambers Plan. Comprehensive benefit packages apply to home-based businesses and small business firms – with no industry restrictions. For-profit businesses with three people and up are eligible for guaranteed coverage.

Flexible group plans are also available for larger firms with up to 35 employees. All plans start with employee life insurance. Your Chambers Plan advisor can help you select the right options for building as comprehensive a plan as you wish to meet your exact needs and fit your budget.