Dental fees in Alberta - it's different here!

Alberta is the most expensive place to get dental care in Canada

In the past 10 years, fees for dental services have climbed 56%, and Alberta is the most expensive place in Canada to care for your pearly whites. 

Bruce Yaholnitsky is a Calgary dentist and a director for the Alberta Dental Association and College who gave several reasons for our high costs:

  • dental hygienists' salaries, which are higher than the national average
  • higher overall costs in economies like Fort McMurray
  • Calgary's steep downtown parking rates, which are among the highest in Canada
  • Alberta's health care professions' infection prevention standards

Dental Fee Comparison

Lee Kinasewich, Gold Key benefits advisor, says: "You need to know what exactly is covered by your plan, including how often you can visit your dentist, how many units of scaling are included, and educate yourself on the fee guide set out by your insurance company so you can compare that against a dentist's fees."

No set fee schedule in Alberta

Because the Alberta Dental Association does not regulate fees, each dental office sets its own prices. Each insurance company also sets their own fee guide. What does this mean for you as a patient?

  • your plan provides 80% coverage
  • your dentist's for a new patient exam is $80
  • your insurance company's fee guide for the exam is $65
  • your insurance company will only pay 80% of their fee for the procedure (so 80% of $65), not 80% of the dentist's fee ($80)
  • you will pay your 20% portion + the difference between your insurance company's fee and the dental office fee

 

Age Limit Increased for Orthodontic Coverage

Your Chambers Plan’s Dental option includes orthodontic coverage reimbursing 50% of eligible expenses for dependent children up to age 17. Effective August 1, 2015, the Chambers Plan will amend its Master Contracts to cover eligible orthodontic expenses for dependent children up to age 18. Dependents who recently turned 18 will be eligible to submit claims for charges incurred after August 1, 2015, up until their next birthday. There is no increase in premiums as a result of this change.

Since the change is an enhancement to the wording in your Employee Booklets, we will not be reprinting booklets at this time. Please let your Plan participants know of this change. They can print the Change Notification and keep a copy of the change with their previously issued Certificate of Insurance and Employee Booklet.

Plan participants using my-benefits® will find the Change Notification under Forms & Tools/News & Publications/Amendments.