5 Reasons to Sign up for a Life Insurance Policy

Have you always thought about signing up for a life insurance policy, but haven’t quite gotten around to it yet? We get it! Countless people put life insurance off because see themselves as young and healthy, they don’t want to pay the premiums, and they tell themselves they will consider it later.  

Life insurance can help you to look after your family, your assets, the things you care most about, and even your business. We found a really great article that points out he benefits of having a life insurance policy and we compiled our favourites into an easy to read list for you! Check them out:

1.      Provide income for your family when you are no longer able – If you experience a tragic accident and you aren’t able to provide for your family, a life insurance policy can replace your income to ensure your loved ones are taken care of.

2.      Eliminates debt at an important time -If you have a large amount of debt, your life insurance policy will pay off what you owe after you have passed, just another way to ensure your loved ones are well taken care of.

3.      Leaves a legacy of value – You don’t always have to purchase a life insurance policy for yourself; some people purchase policies on the lives of their children, which can be transferred directly to the child when he/she turns 18. This provides a tax-free legacy for future generations.

4.      Ensures the continuity of your business – Your policy can help to ensure your business lives on even after you have passed.

5.      Help to make meaningful donations – If you have the desire to help your favourite charity, you can donate the proceeds of your life insurance policy after your passing.

If you’d like to look into a life insurance policy or have questions about signing up, give us a call! We can help you to understand the different types of coverages available to you and we can get you signed up in a timely manner!

 

To read the full article, click here

Pros and Cons of Working Remotely

As a business owner, how do you decide if you are willing to allow your employees to work remotely? On the plus side, it allows your employees the flexibility to manage their work-life balance, however it’s harder to track time and collaborate with co-workers when employees are not in the office.

We found an article to help break down remote workspaces further.

Pros:

  1. Hire talent beyond your traditional reach. By hiring employees who work outside of the four walls of your office, you can tap into a talent pool that wouldn’t otherwise be accessible.

  2. If you run a small business and you’re looking to save money on a physical workspace, allowing your employees to work remotely can be a great solution. Your employees can work from home, scheduling phone calls or videoconferencing to check in at any time.

  3. Increased employee retention is also a positive in allowing employees to work from home. Millennials place great importance on work-life balance and not having to commute to work each day can be seen as a very important perk.

Cons:

  1. It can be very hard to keep your employees motivated and focused when they are not located in an office. It takes a very self-motivated person to successfully work from home, so it is important to set clear deadlines and expectations for those employees who do not check into the office each day.

  2. Although you will save cost on leasing a physical space, you will need to invest in collaboration software. It’s important to keep in touch with your team, so be sure to have a reliable program to keep track of projects and time.

  3. It is important to create a company culture that is carried through to remote workspaces. Keep your employees engaged be ensuring they are invested in the company goals and culture.

Looking for more information? Check out the original article here:

Gold Key Benefits Group
4732 91 Ave NW, Edmonton, AB T6B 2L1
+1 877-277-0677
http://www.goldkeybenefits.com

How Do You Increase Workplace Productivity?

We recently read an article that suggested each person has a different time of day in which they are the most productive; some people love to wake up for an early morning workout, while others to prefer to wake up and enjoy a cup of coffee before beginning their days. Either way, it’s important to allow your employees to work in a way that will benefit them, therefore increasing productivity and personal investment in the work place.

 

Workplace

With a rise in millennials joining the work force, a higher importance is being placed on flexibility within the work place. Employees value the ability to leave early for a personal circumstance, if need be. This applies to working parents who wish to attend their children’s extra-curricular activities, as well as single people who have personal commitments outside of work. This isn’t to say that you should allow your employees to leave early every day, but allowing them the freedom to enjoy their personal life shows that you, as a business owner, place importance on your employees’ happiness.

 

Another interesting idea the article mentions is allowing your employees time to develop creative ideas away from their desk. Sitting at a desk and answering emails for eight hours a day can become robotic; as an employer, you should try to encourage your employees to take a walk at lunch, or to simply get up and stroll around the office every now and then. This will encourage creative thinking and new ideas as your employees experience a change of scenery and give their brains a small break.

 

In our office, we make a point of visiting new restaurants for team lunches, or we eat lunch outside on sunny days. As the insurance industry can become repetitive, we take the time to walk around the office, give our minds a break, and visit our co-workers to share ideas or work through problems together. It is very important to us to maintain a positive work environment with happy employees who feel supported, taken care of, and pleased to come to work each day. What do you do in your office to increase productivity?

 

To read the article referenced, click here