What do we know about Dieticians?

It's hard to keep up with the latest food trends, the latest fad diets, and the latest health crazes, but what if we actually visited someone who could help us to better understand what we should be eating in a day?

We did some research to learn more about Dietitians and what they can really offer us. 

First and foremost, dietitians are registered nutrition experts who are trained to help us with our overall health and wellness. They are able to coach us through our daily diets and learn about lifestyle changes we can make to improve our eating habits; they help us to set goals and to follow through on them. Dietitians can help us to steer clear of the fad diets and to understand practical solutions to unhealthy eating habits, resulting in long term results and and overall improvement to our physical health. 

I think we all know how difficult it can be to understand the labels we find on our food; how is one ever supposed to fully understand a list of ingredients we can't even pronounce?! Luckily, registered dietitians can help us to read labels and fully understand what we should be getting from our foods. When we understand the labels we are given, it is much easier to stay on track and feed our bodies with proper nutrients. 

It's also important to realize that changing our diets doesn't necessarily mean we have to miss out on our favourite foods. Dietitians can help us to adapt our favourite recipes to better suit our diets, therefore keeping us healthy and happy! 

Registered Dietitians don't only work with clients one on one, they also work with families, communities, and professionals to develop healthy eating habits and to set reasonable health goals. They help patience who are in long term care, and they help hospitals, and nursing homes to maintain healthy menus for their residents. Further to that, Dietitians can work with corporations to develop a corporate wellness plan for you and your employees

As an added bonus, Registered Dietitians are covered under your Chambers of Commerce Group Insurance Plan! If you'd like to learn more about your coverage, contact us today. if you'd like to learn more about Dietitians, click here.

Taxation of Employer-Paid Health and Dental Benefits

The federal government is considering taxing employer-paid health and dental benefits. In addition to hundreds or thousands of dollars that would be added to Canadians' tax bills, it also means that many employers may no longer provide coverage to employees.  

When a similar tax was introduced in Quebec, 20% of employers dropped health and dental benefits for employees. Although this tax would directly impact employees, studies suggest the removal of this tax benefit across the board could result in a decrease of 50% of small firms who will be able to offer health benefits.

Please tell your MPs that this move would harm the people the federal government promised to champion; the middle class.  

We are still hopeful that the Federal Government will back away from this proposed action but they need to hear from Canadians.  We are working with Chambers to do their part to ensure the Federal Government knows this is not a group insurance issue but a serious business issue.

Coordinating Health and Dental Benefits

Coordinating benefits is common with health and dental plans; it allows employees and their dependants to make the most of their plans by combining benefits to receive 100% coverage on prescriptions and/or health and dental procedures. 

If an employee and his/her spouse both have coverage, the claims should go through the patient's plan first. Any expenses that are not covered by the patient's plan can then be submitted to the spouse's plan along with an explanation of benefits from the initial claim.

If the employee and his/her spouse have dependants, the claim goes through the plan of the parent whose birthday falls earlier in the calendar year, then to the other parent along with an explanation of benefits.  

When parents are divorced or separated, the dependant's claims should be submitted in this order: 

  1. The plan of the parent with custody 
  2. The spouse of the parent with custody 
  3. The parent who does not have custody
  4. The spouse of the parent who does not have custody

Coordinating benefits can help employees to save money on health and dental claims and ensure that they are receiving the most amount of coverage available to them. 

Chambers of Commerce Group Dental & Health Insurance Enjoyed by 25,000 Canadian Businesses

Group Dental & Health Insurance Enjoyed by 25,000 Canadian Businesses

Chambers of Commerce Group Insurance Plan has been protecting Canadian firms for over 40 years. From Victoria to St. John's, over 25,000 small to medium-sized businesses use the Chambers Plan to protect their employees with comprehensive group benefits including dental and health insurance – making it Canada's #1 employee benefits plan for small business.

Thousands of small business owners join the Chambers Plan each year because it's the simple, stable, smart choice for their business: combining accessibility, flexible options and pooled benefits that add stability to their employee benefits.Firms stay with the Chambers Plan year after year because the Plan combines unsurpassed value with excellent customer service at the national and local levels.

Made For Small Business: Accessibility & Flexibility

Over 25,000 businesses purchase group benefits from the Chambers Plan. Comprehensive benefit packages apply to home-based businesses and small business firms – with no industry restrictions. For-profit businesses with three people and up are eligible for guaranteed coverage.

Flexible group plans are also available for larger firms with up to 35 employees. All plans start with employee life insurance. Your Chambers Plan advisor can help you select the right options for building as comprehensive a plan as you wish to meet your exact needs and fit your budget.